Public recordEvery entry reproduced verbatim from the docket, complete and unedited. Defective filings, vacated hearings, minute orders and clerical errors all appear exactly as entered — nothing corrected, summarized, excerpted or selected. Reproduced from Joyce v. ARB Gaming LLC, et al., No. 2:25-cv-01868-DJC-CSK (E.D. Cal.). Noncommercial: no advertising, no donations, nothing for sale. Any first-person account is the plaintiff’s own and is presented separately from the record. Unnumbered clerk service-by-mail entries carry no ECF number and are not filings; all 104 public numbered docket entries appear here.

Eastern District of California · No. 2:25-cv-01868-DJC-CSK

Hon. Daniel J. CalabrettaDistrict Judge

Hon. Chi Soo KimMagistrate Judge

Joycev.ARB Gaming

Also named
Apple Inc.Goldman Sachs Bank USA
Affirm, Inc.Amazon.com, Inc.
Does 1–50, inclusive
104public filings
13months on docket
5defendants named
4 have appeared
all tier-one defense firms
15filings submitted
3 attorneys
24pro se filings

The Docket · Colored by party

Jun 25Feb 26May 26Jun 26Aug 26
Plaintiff Former counsel Interpleader Defense The Court

Before the record

Twenty years ago I was a freshman in college. I was 18 and the future seemed bright. It didn’t last long. By midterms I was hiding an opiate addiction that took priority over getting a degree and an education. I went to rehab. No longer self-medicating, my bipolar symptoms began to appear. I was given an antipsychotic named Seroquel. Thirty days later I left and went on with life. Fifteen years ago After a couple of good years I relapsed. People say that addiction is progressive. I agree. I can relate to that one. As my tolerance increased I could no longer afford the pills I now needed a higher dose of. During those rough days, with irrational thinking, it made perfect sense to try the cheaper alternative for a fraction of the price. I thought, what a victory — the same high for a fraction of the cost. What could be better than that? It’s not unique, I know. We have all heard that story a thousand times, and we all more than likely have someone close to us who went through something similar. The only thing I am trying to say is that my addiction, once again, had progressed. Ten years ago I found myself using fentanyl at a very high rate. I was now using the same drug I swore I would only ever sniff, multiple times daily. I was never on time for work, but I was always on time to get high. That is the one true job of a heroin addict. I accepted that I would be trapped and content to be right where I was then, in my neighborhood with the ability to get high. Why would anyone want to go on a vacation when they can do this? In my irrational mind that was the clear winner for me. I felt that same way until what felt like the biggest tragedy to ever fall on me. I found out I could no longer access fentanyl; instead I was relegated to only using heroin. Hoping to bypass another detox and rehab trip followed by months of long-term opiate withdrawal, I decided to buy as much as I could, do as much as I could, and honestly hoped it would all be over. To my surprise, as bad as I wanted one more high and to go to sleep one last time, I couldn’t pass out at all. My tolerance had gotten so high I began going through withdrawal by dinner time. Wide awake, sick and tired, I counted the minutes to get to detox to at least feel a little better than I did in that moment. Did I want to go? No, not at all. Out of work, no money or person to beg or borrow off, it was slightly the better of two bad choices I could make.

Nine years and eleven months ago I left treatment a new person. My bipolar was finally properly managed with medication. I had a psychiatrist to keep me on that schedule monthly, as well as an outpatient program I took seriously this time. I learned in treatment that most people don’t have another run like that in them. I believed that, at least. As I type this now, I am proud to say the day before rehab was the last time I ever used any type of opiate. I kept that promise to myself and my family even through a painful surgery. I knew I never wanted to feel that way ever again. For a long time I never thought I would, let alone deal with something a whole lot worse a few years down the road. Two years later Completely sober and healthy, taking the same medication I was given at treatment to finally let me sleep peacefully without getting high to do so. I was always in a good mood and smiled. I knew I was on borrowed time, escaping my old life, and that I was still here surrounded by the people I loved who were happy I was still around too. Even through the past two years I still feel that way. I’m grateful for each day. I had the confidence to go out there and find a way to make a living… I bought a Pepperidge Farm cookie route with a loan from my parents and a gigantic bank note. The route succeeded and expanded. I went to the gym every day and kept in touch with friends and family. I finally found peace. I woke up healthy and alive, without feeling like I was wearing chains. The day belonged to me, not my addiction or my mental illness. For the first time since childhood, I was truly happy.

Three years ago I met my girlfriend Brielle. I knew right away — it was the first time I felt real love. I got along with her family well. They are great people, and very good to me. They accepted me for who I was. I looked forward to a normal life with her: finally wanting the things I’d never let myself want — marriage, a family. I also was happy my parents no longer had to worry about me like they did each day when I was actively using — that despite my struggles, I had become the simple thing my mom wanted me to be, just a productive member of society. I had pride knowing that I made that come true for her. Things were great. I saved and bought my first house, Brielle moved in, and I started planning how I’d propose, something I never really thought possible until that moment. She is also my support person for my ADA accommodation, and there is no one better for that role in court. She quit her job to support me and my business. She watched over me daily through my crisis, and I am very grateful she is still supporting me here and now. I’ll never be able to repay that. Thank you for being here with me and still supporting me through it all.

Two years ago I first logged into a social casino on my phone. I tried a few and, for one reason or another, didn’t like them all that much. Then I found modo.us — the social casino run by the main defendant, ARB Gaming. Unknowingly, that day would change the course of my life forever. When I became a Black Diamond member in January of 2025, the next phase of my life began — a worse stage than heroin addiction, withdrawal and recovery. The case you’re reading about now, and the events following. People ask me about the financial losses they read about, and the psychotic identities I used to cope. The truth, though, is that what it all cost was worse than the actual money lost. What was taken was worth more. The truth is, while my friends went to college, held jobs and built relationships — when I’d see them, or family, and they’d ask what I was up to, I never had anything to say. I tried lying at first, to hide my shame. Eventually I dissociated from my relationships, life, business and society altogether. Because of the support from my girlfriend, her mom, my family and friends — just like all those years ago — I have gotten back up. That time was chaos, just as this case has been. I overcame those years. I think it’s a similar fight, just a different opponent(s).

Two days ago Now pro se for the third time, across different forums, roughly a year and a half later. After three lawyers came and went. Like the other times, I had to file to keep my case alive. I was able to answer the MTD and MTC motions, and when I had a second to breathe, I had time to search for my case. What I found was truly frustrating, and it’s the reason I made this site: stale docket stubs and one old press release. The actual record — every filing, every exhibit, every order — effectively invisible. So below is all of it: every document, every receipt, linked straight to the public court record. Today The files became public, and I built this site so the record would be somewhere a person can actually find it. I have no problem speaking on any of it — the addiction, the bipolar, the years I lost. I didn’t choose it, and I have no shame for it. I’ll end on a thought.

A vulnerable customer. Someone who was suffering, badly. Are people like that — people like me — just tossed to the wind? We don’t stop being owed something because we’re easy to take from.

Jump to1–2021–4041–6061–8081–104

The Docket — 1–20 20 entries

June 30, 2025 — December 1, 2025

Who filed on this docket

  • Plaintiffin propria persona22Nov 25 – Aug 26
  • Former counsel for the plaintiffPlaintiff side12Jun 25 – Jun 26
  • Counsel for the plaintiff-in-interpleaderPlaintiff-in-interpleader3Aug 25 – Jul 26
  • Plaintiff-in-interpleaderin propria persona2Dec 25 – Jun 26
  • ARB Gaming LLCDefendant8Nov 25 – Jul 26
  • Apple Inc.Defendant9Apr 26 – Jul 26
  • Affirm, Inc.Defendant7May 26 – Aug 26
  • Goldman Sachs Bank USADefendant6Apr 26 – Jun 26
  • The CourtClerk and chambers entries35Sep 25 – Aug 26
  1. 1.

    COMPLAINT against All Defendants by Matthew Joyce. Attorney Kamath, Reshma added. (Kamath, Reshma)

    June 30, 2025  ·  Kamath, Reshma, for Matthew Joyce

    View ECF 1
  2. 2.

    MOTION to PROCEED IN FORMA PAUPERIS by Matthew Joyce. (Kamath, Reshma)

    June 30, 2025  ·  Kamath, Reshma, for Matthew Joyce

    View ECF 2
  3. 3.

    CIVIL COVER SHEET filed by Matthew Joyce. (Kamath, Reshma)

    June 30, 2025  ·  Kamath, Reshma, for Matthew Joyce

    View ECF 3
  4. 4.

    INTER-PLEADER COMPLAINT against All Defendants by Jamie Stahura. Attorney Kamath, Reshma added.(Kamath, Reshma) Modified on 8/21/2025 (VLK).

    August 20, 2025  ·  Kamath, Reshma, for Jamie Stahura

    View ECF 4
  5. 5.

    ORDER and FINDINGS and RECOMMENDATIONS signed by Magistrate Judge Chi Soo Kim on 9/29/2025 ORDERING that the Clerk randomly assign a district judge to this action. Case assigned to District Judge Calabretta and Magistrate Judge Kim. IT IS RECOMMENDED that plaintiff's 2 Motion to Proceed In Forma Pauperis be denied and plaintiff to pay the filing fee and administrative fee within 30 days from the date these findings and recommendations are adopted. Motion referred to Judge Daniel J. Calabretta. Objections to F&R due within 14 days. (Deputy Clerk KEZ)

    September 29, 2025  ·  The Court, clerk / chambers entry

    View ECF 5
  6. 6.

    SUMMONS ISSUED as to *ARB Gamin LLC, Affirm, Inc., B2Services OU* with answer to complaint due within *21* days. Attorney *Reshma Kamath* *Law Office of Reshma Kamath* *700 El Camino Real, Suite 120, #1084* *Menlo Park, CA 94025*. (Deputy Clerk VLC)

    October 2, 2025  ·  The Court, clerk / chambers entry

    View ECF 6
  7. 7.

    CIVIL NEW CASE DOCUMENTS ISSUED. (Attachments: # 1 Standing Order in Civil Cases, # 2 Consent Form, # 3 VDRP) (Deputy Clerk GJM)

    October 2, 2025  ·  The Court, clerk / chambers entry

    View ECF 7
  8. 8.

    MINUTE ORDER issued by Courtroom Deputy for District Judge Daniel J. Calabretta on 10/2/2025: Before the Court is Plaintiff's Motion to Proceed In Forms Pauperis. (ECF No. 2 .) On September 29, 2025, Magistrate Judge Kim recommended that Plaintiff's motion be denied, and that Plaintiff be ordered to the filing and administrative fee. (ECF No. 5 ). On October 1, 2025, plaintiff paid the civil case filing fee. Accordingly, the Court DENIES AS MOOT Plaintiff's 2 Motion to Proceed In Forma Pauperis and the Magistrate Judge's 5 Findings and Recommendations. IT IS SO ORDERED. [TEXT ONLY ENTRY] (Deputy Clerk GJM)

    October 2, 2025  ·  The Court, clerk / chambers entry

    View ECF 8
  9. 9.

    RESPONSE to 5 FINDINGS and RECOMMNDATIONS and (#8) Minute Order by Matthew Joyce. (Kamath, Reshma) Modified on 10/17/2025 (AJB).

    October 16, 2025  ·  Kamath, Reshma, for Matthew Joyce

    View ECF 9
  10. 10.

    REQUEST to ISSUE SUMMONS as to Affirm Loan Services as Doe Defendant 1 by Matthew Joyce. (Kamath, Reshma) Modified on 10/27/2025 (AJB).

    October 26, 2025  ·  Kamath, Reshma, for Matthew Joyce

    View ECF 10
  11. 11.

    MINUTE ORDER issued by Courtroom Deputy for District Judge Daniel J. Calabretta on 10/28/2025: Before the Court is Plaintiff's Request to Add Defendant and Issue Summons. (ECF No. 10 ). The Court GRANTS Plaintiff's 10 Request. The Clerk of Court shall add Affirm Loan Services, LLC as Defendant to this action and shall issue summons accordingly. IT IS SO ORDERED. (cc: Operations Supervisor) [TEXT ONLY ENTRY] (Deputy Clerk GJM)

    October 28, 2025  ·  The Court, clerk / chambers entry

    View ECF 11
  12. 12.

    SUMMONS ISSUED as to *Affirm Loan Services, LLC* with answer to complaint due within *21* days. Attorney *Reshma Kamath* *Law Office of Reshma Kamath* *700 El Camino Real, Suite 120, #1084* *Menlo Park, CA 94025*. (Deputy Clerk KEZ)

    November 17, 2025  ·  The Court, clerk / chambers entry

    View ECF 12
  13. 13.

    NOTICE OF ATTORNEY DISBARMENT by Matthew Joyce. (Deputy Clerk GJM)

    November 19, 2025  ·  Joyce, Matthew, in propria persona

    View ECF 13
  14. 14.

    MINUTE ORDER issued by Courtroom Deputy for District Judge Daniel J. Calabretta on 11/19/2025: Before the Court is Plaintiff's Notice of Attorney Disbarment. (ECF No. 13 ). Therein, Plaintiff advises the Court that his attorney, Reshma Kamath, was disbarred by the State of California on November 8, 2025. After confirming that counsel is ineligible to practice law via the State Bar of California website, https://apps.calbar.ca.gov/attorney/Licensee/Detail/333800, last accessed November 19, 2025, at 4:45 PM (PST), the Court TERMINATES Reshma Kamath as attorney of record and GRANTS Plaintiff thirty (30) days to retain new counsel and for new counsel to file a notice of appearance in this case consistent with E.D. Cal. L.R. 182(a). Failure to do so will result in this action being referred to the assigned Magistrate Judge for all further proceedings, including dispositive and non-dispositive motions and matters. See E.D. Cal. L.R. 302(c)(21). IT IS SO ORDERED. [TEXT ONLY ENTRY] (Deputy Clerk GJM)

    November 19, 2025  ·  The Court, clerk / chambers entry

    View ECF 14
  15. 15.

    EX PARTE APPLICATION for EXTENSION of TIME by ARB Gamin LLC to Respond to Plaintiff's Complaint. Attorney Wall, Daniel Donahoe added. (Attachments: # 1 Declaration of Karen L. Alexander, # 2 Proposed Order, # 3 Rule 7.1 Disclosure Statement, # 4 Proof of Service)(Wall, Daniel) Modified on 11/26/2025 (AJB).

    November 25, 2025  ·  Wall, Daniel, for ARB Gaming LLC

    View ECF 15
  16. 16.

    ORDER signed by District Judge Daniel J. Calabretta on 11/26/25 GRANTING 15 Ex Parte Application and ALLOWING that Defendant to file its responsive papers to Plaintiff's Complaint by 02/02/26. (Deputy Clerk VLC)

    November 26, 2025  ·  The Court, clerk / chambers entry

    View ECF 16
  17. 17.

    NOTICE of PRO SE STATUS by Matthew Joyce. (Deputy Clerk JAW)

    November 21, 2025  ·  Joyce, Matthew, in propria persona

    View ECF 17
  18. 18.

    SUBSTITUTION of ATTORNEY - PROPOSED, submitted by Matthew Joyce. (Deputy Clerk JAW)

    November 25, 2025  ·  Joyce, Matthew, in propria persona

    View ECF 18
  19. 19.

    MOTION for REASONABLE ACCOMMODATIONS by Matthew Joyce. (Deputy Clerk JAW)

    November 25, 2025  ·  Joyce, Matthew, in propria persona

    View ECF 19
  20. 20.

    ORDER signed by District Judge Daniel J. Calabretta on 11/28/25 REFERRING case to the assigned Magistrate Judge for all further proceedings. Any pending deadlines and hearings set before the assigned District Judge are VACATED. All documents hereafter filed with the Clerk of the Court shall bear case number: 2:25-cv-01868-DJC-CSK (PS). (Deputy Clerk KML)

    December 1, 2025  ·  The Court, clerk / chambers entry

    View ECF 20

Why this page is lawful

  • These are public court records. Anyone may publish them. The Supreme Court has held that the accurate publication of information obtained from official court records open to public inspection cannot be punished. Cox Broadcasting Corp. v. Cohn, 420 U.S. 469 (1975).
  • No order in this case restricts public comment. Neither the District Judge nor the Magistrate Judge assigned to this case has entered one.

Docket entries are reproduced exactly as the Court entered them, including any clerical and typographical errors in the original. Nothing is summarized, excerpted, selected, or redacted. The only text removed anywhere on this site is the clerk’s trailing (Entered: …) stamp. Every entry can be verified against the Court’s own docket on PACER and CourtListener. Unnumbered clerk “service by mail” entries — the clerk’s service of orders on the parties — are not filings, carry no ECF number, and are omitted; all 104 public numbered docket entries appear across this site.

Thank you Mom, Brielle, Hollywood, Bill, Danna, Uppy, Aunt Donna, Kyle, Eren & Nate — and to all the other people who have helped me along the way, thank you.